In its common understanding “the loan” means fund transfer from the creditor to the borrower under agreed conditions – term, interest payment etc.

Almost every subject of the world economy faces the problem of loan attraction – privately (family budget) or as the manager (company budget).

As of today the specialists of our company could offer You the full set of professional services concerning loan attraction, debt servicing etc. We can structure Your deal (loan or leasing) depending on the branch Your company operates in or depending on Your special requests – loan purpose, collaterals, guarantor etc.

Most popular loan products offered by Ukrainian banks:

•    Loan for a special purpose – purchase of material assets (auto loans, real estate loans etc.);

•    Renewable loan for Working capital refinancing – to increase stock turnover;

•    Overdrafts to cover short-term gaps in company’s cash-flow;

•    Secured loans – loans secured by current assets of a company;

•    Non-resident loans – financing of Ukrainian subsidiaries from the side of foreign mother-companies with obligatory registration within Ukrainian National bank;

•    Current needs financing/cash loans.

Leasing is relations between subjects of business activity connected with financial rent. Such rent formalizes relations between leasee and financing institution. Main goal of leasing is to promote the process of modernization or enhancement of main assets.

Symetra Finance LLC has a great experience of providing leasing consultancies for both financing companies and leasees.

As for today we can offer two leasing products:

1.Financial leasing

Leasse becomes financing for the whole asset price. Purchased asset to be accounted on the balance of leasee as the main asset according to the price of purchase. Leasee is free to determine by itself the amount of DA, decreasing Profit tax outstanding. Also, leasee is able to account such payments as operational expenses decreasing the amount of Profit tax in the reporting period.

2.Operational leasing

Leasee is to book a leasing object on the off-balance accounts as non-current assets according to the price in the lease agreement. Rent payment is classified as other operational expenses of Leasee. Leasee is to carry all the risks arising from the usage of leasing object. Leasee has a right to buy rented/leased objects as the term of leasing contract is over.

Competitive advantages of Symetra Finance LLC in field of Loan portfolio forming:

•    Loyal relation to the customer “portrait”

•    Economically better conditions compared with direct contact with financing institutions

•    Regular safe financing

•    Clear conditions of financing

•    Fast credit decision

 

Pricing.

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